تأثير العوامل الاقتصادية على الكفاءة التشغيلية للمصارف العامة في سورية باستخدام خوارزمية شجرة القرار CRT

Abstract

The research aims to study and analyze economic factors and the operational efficiency index of public banks in Syria, in order to reach the nature of the relationship between the efficiency index of the studied public banks and economic factors affecting Syria using the decision tree algorithm. Depending on the data published by the Central Bureau of Statistics and periodic reports from the Central Bank of Syria and the banks studied for a time series that extends between (2000-2020).

The results showed that there is a moral impact of economic factors on the operational efficiency index of public (commercial-agricultural) banks. It also turned out that the interest rate is the most influential factor in the efficiency of both the commercial bank and the agricultural bank in syria. The low interest and low exchange rate lead to a decline in the efficiency index (low values) of the commercial bank, which reflects its high operational efficiency. As for the agricultural bank, the low interest rate is related to the low efficiency index as well, and thus improve its operational efficiency.