تصنيف سيولة المصارف السورية الخاصة باستخدام طريقة تحليل التمايز

Abstract

Banking liquidity is considered one of the most important factors that affect the ability of banks to deal with financial challenges, in order to preserve the liquidity of banks it is necessary to identify the determinants that most affect them.

This research aims to study the impact of both internal and external determinants on the liquidity of private banks in Syria and their classification during the period 2010-2020. In order to achieve this, the concept of banking liquidity will first be identified and measured, and then  shed light on the internal and external determinants affecting banks liquidity which are represented by internal determinants: rate of return on assets, capital adequacy, loan rate, debt ratio, and external determinants: ratio GDP growth, inflation rate, rate of change in the exchange ratio.

this study relied on descriptive analytical approach in collecting information and data, and the statistical analysis approach in interpreting and analyzing the data using one of the methods of advanced statistics which is the method of discriminate analysis on the  internal and external determinants affecting the liquidity in Syrian private banks, and the study arrived at mathematical formula for the discriminate function representing the determinants of liquidity, used to classify liquidity in Syrian private banks, this function        

 exhibited a high ability to discriminate, and achieved a performance efficiency ( correct classification rate) of 100%, with no classification errors, this study also found that external determinants are the most effective determinants on the liquidity of the studied banks, and the high liquidity of Syrian private banks  is  distinguished in the analysis and the most affected by the liquidity determinants studied.