أثر استراتيجية التمويل في الأداء المصرفي دراسة تطبيقية على مصرف قطر الوطني وسورية والخليج

Abstract

The research aimed to examine the impact of financing strategies on banking performance, by identifying bank management's orientations toward expansion, growth, or maintaining financial stability. It has become necessary to study this relationship in light of the ongoing changes in the business environment and economic fluctuations that affect the availability and cost of various sources of financing. Understanding the impact of financing strategy on banking performance is an important approach to making sound financing decisions that contribute to achieving the organization's objectives and enhancing its competitiveness.

The descriptive approach was adopted through the use of statistical analysis. Secondary data related to the financial structure of the banks studied were analyzed using indicators used to measure financing strategy and financial indicators used to measure banking performance.

The research reached the following results:

There is a significant effect between external financing strategy (total loans/total assets, total deposits/total assets) and profitability through return on assets and return on equity.

There is a significant effect between internal financing strategy (equity/total assets) and profitability through return on assets and return on equity.